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Binary Cyphers Trade: The Future of Finance

We Provide
Loans HODL Money

Get instant cash without selling your cryptoassets.
Get Started

Keep Crypto.
Use Cash.

Get a crypto loan backed by the TOP 15 coins with up to 90% loan to value ratio (LTV). Earn interest on crypto with 12% APR. Store, exchange and pay anytime.

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Crypto Loans

  • Keep HODLing and get instant cash for everyday needs. Don’t sell your favorite assets but get cash instead.

  • Use your crypto as collateral to get instant cash loans and crypto loans in EUR, USD, GBP, CHF, Tether (USDT), or Bitcoin (BTC).

Here's how it works

To get 80,000 USD with the Loan-to-Value (LTV) ratio 80%, you'll need to deposit ~ 8.8 BTC.

Because each loan is asset-backed, there is no need to run a credit check. You can pay-off your loan whenever you want, or you can continue to pay on a monthly basis.

Secure, simple and available.

Start Borrowing

How To Start

Get money without selling your crypto. Here are the steps.

Sign Up on the Binary Cyphers Trade Platform

Create an account and complete the signup procedure to start using a full range of Binary Cyphers Trade's services

Make A Deposit

Go to Deposit tab and deposit cryptocurrency (BTC, BCH, ETH, LTC) to secure a loan.

Choose Appropriate Loan Plan

Select your preferred loan plan based on conditions you're satisfied with.

Complete the Loan Request

As soon as you make the deposit, you'll be contacted by a representative to facilitate the funds transfer.

18206

Processed Loans

809,000,000

USD Loaned

40

Fiat Currencies

The best crypto backed loan service

We want you to get the best value for your cryptos, so we ensure our systems are rich in options and resources.
You can access loans as fast as lightening now.

Learn More

Our Basic Loan Plan

3-Month

20,000

UP TO $40,000
  • LTV: 80.00%
  • Interest Rate: 9.25%
  • Origination Fee: 0.5%
  • APR: 11.16%
  • Term: 3 Months
  • Fiat: USD

6-Month

50,000

UP TO $100,000
  • LTV: 83.50%
  • Interest Rate: 10.00%
  • Origination Fee: 0.75%
  • APR: 11.41%
  • Term: 6 Months
  • Fiat: USD

1-Year

$250,000

UP TO $1,000,000
  • LTV: 92.00%
  • Interest Rate: 11.00%
  • Origination Fee: 1.00%
  • APR: 11.92%
  • Term: 1 Year
  • Fiat: USD

Borrower's Benefit

Securing Cryptoassets

How We Store Assets

All cryptossets are stored on cold multi-signature wallets with distributed key storage.

Minimal Risks

How We Store Assets

The borrower bears minimal risks, providing that all loan obligations are fulfilled to the full extent

HODL Crypto, Get Fiat

Loans for Individuals

Use your crypto as collateral for getting a loan without credit checks and another borrower scrutiny for approval.

Optimal Terms & Conditions

Loans for Individuals

Choose your optimal conditions including loan currency, term and amount, interest rate and loan-to-value ratio.

Cash for Business Needs

Loans for Institutions

Get funds for boosting your startup, for meeting the operational needs or a long-term loan for business expansion?

Borrow with Crypto

Loans for Institutions

Our service allow you use crypto as collateral to borrow any amount you need controlling the terms individually.